Because taxes don't retire when you do
A Better Way to See Taxes in Retirement
Tools Built for Real Retirement Decisions
The Retirement Tax Mapper Suite was built to make the key pieces of retirement taxation — Social Security, income flows, marginal rates, and 401(k) withdrawal strategy — visual, intuitive, and easy to explain.
About the Retirement Tax Mapper Tool Suite
Tax Mapper
Tax Mapper shows how your client's income flows through the tax system in a simple, visual format, today or in projected future years. Rather than just reporting the final number on the tax return, it illustrates the path the income takes to get there.
By mapping these layers visually, the Tax Mapper helps you see the real tax impact of financial decisions like Roth conversions, retirement withdrawals, capital gains, and other planning opportunities—so you can make informed decisions with confidence.
401k Tax Analyzer
401k Tax Analyzer is a personalized service that builds a withdrawal strategy for your client: one that reduces taxes over their whole retirement, not just this year.
By weighing IRA withdrawals and Roth conversions together, it accounts for the details that quietly raise a client's tax bill: the senior deduction and other phase-outs, tax on Social Security, the Net Investment Income Tax, IRMAA surcharges, ACA credits, RMDs, the tax jump for a surviving spouse, and the tax on what heirs inherit.
Social Security Visualizer
Social Security Visualizer makes claiming choices easy to see. It compares every claiming age side by side, for singles and married couples, and shows how each choice holds up whether life runs short or long.
From early filing to delayed benefits, spousal top-offs and survivor benefits, Social Security Visualizer helps turn a complicated decision into a clearer retirement income plan.
Tools for Tax Pros
The Retirement Tax Mapper Suite brings together tools that help tax professionals and financial advisors evaluate Social Security timing, visualize income‑driven tax interactions, and design long‑term 401(k) withdrawal strategies with clarity and confidence.
See the Terrain of Your Taxes Before You Make a Move
Taxes are layered with brackets, thresholds, and hidden cliffs that can raise your marginal tax rate. Tax Mapper visually maps those layers so you can see exactly where your income falls and how additional income could change your tax picture. Use the Tax Mapper to:
- See how your income fills each tax bracket
- Identify the thresholds for taxes beyond the brackets
- Understand your true marginal tax rate
A Tax-Smart Drawdown Plan
The 401k Tax Analyzer is a deep-dive analysis that answers the questions a tax return doesn't, the ones your clients are asking:
- When should I start taking money from my IRA or 401(k)?
- How do Roth conversions fit into my plan?
- Will taxes eat into my Social Security or Medicare benefits?
- Can I reduce lifetime taxes by acting now, before RMDs kick in?
The result is a custom roadmap showing the tax-smart way to draw down 401(k) and IRA accounts to minimize taxes in retirement.
Social Security. Surprisingly Complicated
One of the most important financial decisions you’ll make in retirement is when to claim Social Security and how to draw from your retirement accounts—yet the rules, timing choices, and tax impacts can feel overwhelming. Many retirees don’t realize how many claiming options exist or how those decisions affect their taxes and income for decades.
The Social Security Visualizer lays out every claiming choice side by side. Instead of decoding complex rules, you and your client see the monthly checks, the trade-offs and the risks of each choice, so you can find the one that fits their situation.
Together they show you your options clearly and simply so you can make informed decisions... because taxes don't retire when you do!
